Partner & COO · REALTOR® · LOAN OFFICER

Alex Innes

Partner & COO · 804Mortgage, LLC · REALTOR® ·  LOAN OFFICER

NMLS #2700280 · 804Mortgage, LLC NMLS #1904162

Alex spent years grinding through corporate Washington DC before deciding that was not the life he wanted. He came home to Virginia, joined 804Mortgage as a partner, and brought the operational discipline of a corporate career to a business built around genuinely helping people. Alex holds both a Virginia mortgage license and a real estate license, which means he understands both sides of every transaction. He lives in Northside with his wife and two young daughters. He is a proud member of the Richmond Rotary Club.

What to Expect Working With Alex

Six things clients consistently say about working with us.

Fast Pre-Approvals That Hold Up

Competitive Richmond offers can’t wait 48 hours. Alex turns pre-approvals around fast — and they hold up because the underwriting is done right the first time.

📞

Always Reachable

Alex knows what it’s like to need an answer urgently and get voicemail. He doesn’t do that to his clients.

📋

Operational Precision

Years in corporate operations means Alex runs a tight process. Documentation is organized, deadlines are met, and closings happen on schedule.

🤝

Genuinely Client-First

Alex left a high-paying career because he wanted to do work that helped real people. That motivation shows up in every client interaction.

🏠

Richmond Roots

Grew up in Chester, lives in Northside. Alex knows the Richmond market from the inside and treats every client like a neighbor.

📈

Bundle and Save Advantage

As a partner at 804, Alex delivers the same Bundle and Save capability — half the buyer-agent commission back at closing when you bundle mortgage and real estate.

Common Questions

Straight answers about working with this team member.

What did Alex do before 804Mortgage?+
Alex had a successful corporate career in Washington DC — operations, long hours, high pressure. He made a deliberate decision to leave, come back to Virginia, and do work he believed in. Joining 804Mortgage as a partner was that move.
Is Alex also a REALTOR®?+
Yes. Alex holds a Virginia real estate license in addition to his mortgage license (NMLS #2700280). That dual expertise means he understands both sides of a transaction.
How does Alex’s corporate background help mortgage clients?+
Corporate operations means process discipline, tight documentation, and meeting deadlines. In mortgage lending that translates to applications without gaps, timelines that are realistic and honored, and closings that happen on the date in the contract.
Where in Richmond does Alex focus?+
Alex works throughout the Richmond metro. He grew up in Chester and lives in Northside, so he knows both the Chesterfield and city markets well.