Richmond’s only program where your listing agent, buyer’s agent, and mortgage lender are all the same team — with up to 3% in combined savings on your transaction.
Credits applied as Interested Party Credits at closing. Subject to lender approval and applicable limits.
Triple Play bundles your sale, your purchase, and your mortgage into a single coordinated process — saving you money at every step.
Enter your sell price and buy price to estimate your total combined savings.
One conversation kicks everything off. We coordinate the rest.
We sit down (or hop on a call) and map out your timeline. We’ll price your current home, discuss what you’re looking for in your next home, and get you pre-approved — all in one conversation.
Your listing goes live with professional photography, a video walkthrough, drone footage, and a floor plan — included at no extra charge. We price it right and manage every showing and offer.
Our in-house REALTOR® represents you on the buy side. With your pre-approval already in hand and your agent and lender on the same team, your offers are stronger and your timeline stays on track.
Your mortgage is handled in-house. The buyer-agent commission credit is applied directly on your Closing Disclosure — reducing closing costs or buying down your rate.
When the dust settles, you’ve sold your home for less commission, bought your next home with credits applied, and financed it at wholesale rates — with one local team managing every piece.
Most people use three separate companies to sell, buy, and borrow. We handle all three — and you keep more of the money.
No miscommunication between your agent and your lender. We’re the same people — your sale and purchase timelines are coordinated from day one.
The listing fee savings and the buyer commission credit combine to a meaningful number — often $10,000–$20,000 depending on your transaction sizes.
Photography, video, drone, and floor plan are included for every Triple Play seller. These cost $1,000–$2,000 with other agents. Not with us.
Your pre-approval is in-house. Your agent knows your finances. That means offers go out faster and sellers take them more seriously.
We live and work here. We know the submarkets, the comps, and the sellers’ agents — because we’ve been doing this in Richmond for years.
Founded by a Marine veteran. We operate with the same discipline, honesty, and commitment to service that defines the people we work with.
Everything you need to know before you start.
Book a free consultation. We’ll price your home, map your timeline, and get you pre-approved — one conversation.
804Mortgage, LLC | NMLS #1904162 | 303 W. Broad Street, Richmond VA 23220 | (804) 461-3343 | hello@804mortgage.com
Real estate services provided by the 804 Home Sales Team, licensed under Swell Real Estate Co., a Virginia licensed brokerage. 804Mortgage, LLC and Swell Real Estate Co. are affiliated entities with common ownership. Use of 804Mortgage for financing is not required as a condition of real estate services. You may shop independently for mortgage services. An Affiliated Business Arrangement Disclosure is available upon request.
Buyer commission credit applied as an Interested Party Credit at closing; subject to lender approval and applicable limits. Cannot be received as cash. Listing fee savings calculated vs. a 3% listing agent commission. Photography/video/drone bonus available exclusively with Triple Play program; scheduling subject to availability. All figures are estimates and not a guarantee of savings.
