Service Area — Virginia

Mortgage & Real Estate
From Richmond to Virginia Beach.

804Mortgage serves homebuyers and sellers across Greater Richmond, the I-64 corridor, and Hampton Roads — with the same local expertise and Bundle & Save program in every market we serve.

3
Metro Regions
30+
Counties & Cities
2
Services — Mortgage & Real Estate
All Locations

Every Market We Serve

We’re building dedicated neighborhood pages for every area below. Live pages are available now — additional pages launching on a rolling basis.

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Region 01

Greater Richmond

13 Jurisdictions

Virginia’s capital region — from the walkable neighborhoods of Church Hill, the Fan, and Scott’s Addition to the fast-growing suburbs of Short Pump, Midlothian, and Ashland. Our home market, and where we do our deepest work.

Both mortgage lending and full real estate services are available across all 13 jurisdictions. Bundle & Save applies throughout.

Counties & Cities

Richmond City
● Live
Henrico County
● Live
Chesterfield County
● Live
Hanover County
Coming Soon
Goochland County
Coming Soon
Powhatan County
Coming Soon
Charles City County
Coming Soon
New Kent County
Coming Soon
Petersburg
Coming Soon
Hopewell
Coming Soon
Colonial Heights
Coming Soon
Dinwiddie County
Coming Soon
Prince George County
Coming Soon
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Region 02

I-64 Corridor

4 Jurisdictions

The historic stretch connecting Virginia’s two largest metros. Williamsburg and James City County attract buyers who want proximity to both markets, Colonial-era character, and top-rated schools. New Kent and York bridge the gap.

Relocation advantage: Buyers moving between Richmond and Hampton Roads often consider corridor communities. We serve both ends — same team, same program, no handoff.

Counties & Cities

New Kent County
Coming Soon
James City County
Coming Soon
Williamsburg
Coming Soon
York County
Coming Soon
Region 03

Hampton Roads

11 Jurisdictions

Virginia’s coastal metro — home to the world’s largest naval station and over 1.8 million residents. Virginia Beach, Norfolk, Chesapeake, and Newport News anchor a diverse market with strong demand for VA loans, waterfront properties, and military relocation purchases.

VA loan specialists: Hampton Roads has one of the highest concentrations of active military and veterans in the country. We close VA loans efficiently — no surprises at the finish line.

Counties & Cities

Virginia Beach
Coming Soon
Norfolk
Coming Soon
Chesapeake
Coming Soon
Newport News
Coming Soon
Hampton
Coming Soon
Suffolk
Coming Soon
Portsmouth
Coming Soon
Poquoson
Coming Soon
Gloucester County
Coming Soon
Isle of Wight County
Coming Soon
Surry County
Coming Soon
Why It Matters

Local Knowledge. Statewide Reach.

Every market we serve has different price points, loan product mixes, and buyer profiles. We know the difference — and we use it to your advantage.

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Richmond Market Expertise

From Church Hill to Short Pump, we know Richmond's neighborhoods, price dynamics, and what it takes to win in a competitive offer situation.

VA Loan Specialists

Hampton Roads has one of the highest concentrations of active military and veterans in the country. We close VA loans efficiently — no surprises at the finish line.

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Corridor Moves Made Easy

Relocating between Richmond and the coast? We handle both ends — same team, same Bundle & Save program, no handoff to a stranger.

Don't See Your Area Listed?

We may already serve your market — Virginia licensing covers the entire state. Give us a call or schedule a strategy session and we’ll tell you exactly what we can do for you.