Richmond's Only Combined Mortgage & Real Estate Team
Buying a home is too expensive. With the 804Way, our coordinated experience helps you save time, reduce stress, and save more of your money.
Free. No SSN to start.Licensed in the Commonwealth of Virginia · NMLS #1904162
Why Your Neighbors Trust Us
No pressure. No hassle.
That’s the 804Way
Buying and selling a home costs too much — in money and in time. The 804Way brings transparency and trust to the process. We are a customer-first homeownership network that combines mortgage and real estate expertise with a community service mindset into one coordinated experience.
Save Time
Reduce Stress
Keep More Money
Our Story
William Schroeder founded 804Mortgage in 2019 after 20 years as a mortgage underwriter — the person who actually approves or denies a loan. That vantage point taught him where deals really fall apart, and he built 804Mortgage to fix it. With a focus on building community, Will treats every person as a friend.
Will is a Marine veteran and a Nebraska native who chose Richmond as home. Alex Innes joined as a partner in 2025 after years in corporate operations in Washington, D.C., bringing the process discipline that keeps things on track from application to closing. Together they lead a small team of licensed loan officers and real estate agents who all work together to save you time, reduce stress, and save money on your next home.
At a Glance
Based in Richmond, VA — serving the Richmond metro region through to Hampton Roads.
Licensed & regulated — NMLS #1904162, Commonwealth of Virginia.
Bundle & Save returns 50% of the buyer-agent commission at closing. See terms and conditions.
Real estate operates as the 804Mortgage Home Sales Team, under Swell Real Estate Co.
Meet the Team
Licensed loan officers and real estate agents who work on your new home together, start to finish.
William Schroeder
Founder & CEO20 years as a mortgage underwriter before founding 804Mortgage in 2019. Marine veteran.
Meet WillAlex Innes
Partner & COOLeft corporate operations in D.C. to join as a partner in 2025. Leader of a Top 10 Real Estate Team, Richmond Magazine 2026.
Meet AlexJim Weill
REALTOR · Hampton RoadsVirginia-licensed since 2015. Navy veteran serving Virginia Beach and the surrounding area.
Meet JimWhat This Means for You
Numbers we can back up, not a slogan.
Started by a former mortgage underwriter who saw the problem from the inside.
Real clients on Google, not a curated testimonial page.
Half the buyer-agent commission returned at closing through Bundle & Save.
Full-service selling for sellers who don't want to pay a traditional commission.
What Clients Say
Straight from Google — nothing hand-picked.
5.05.0Top Rated ServiceVerified by TrustindexTop Rated Service
- 5.0 Excellent rating Last 12 months
- New reviews collected regularly Recent review activity detected
- Leading Service Google Maps rating and review data
- Verified by Trustindex Based on real customer reviews Learn more
Posted on Google![]()
Kaleb Mohr0 days agoTrustindex verifies that the original source of the review is Google.
William and Alex were incredible and patient with us throughout the entire home-buying process. As first-time buyers, we learned so much working with them. Alex is extremely knowledgeable and thorough on every property we toured, while Will made the entire mortgage process seamless and helped us get approved for our first home. I would highly recommend going through these guys instead of a traditional bank—they will get you straight and take care of you. It was obvious throughout the entire process that William and Alex genuinely care about their clients more than just making a sale.Posted on Google![]()
Ruth Gordon2 days agoTrustindex verifies that the original source of the review is Google.
I was very impressed with Will Schroder who represented the buyers of my home. He was very professional but also friendly and very professional. Although I only know Will as the buyers representative I would feel comfortable recommending him and his company.Posted on Google![]()
Dave Eshbach6 days agoTrustindex verifies that the original source of the review is Google.
Highly recommend Will and Alex. Some of the best guys around. They helped us buy the house of our dreams... 8 acres.Posted on Google![]()
Dustin Yancey14 days agoTrustindex verifies that the original source of the review is Google.
Posted on Google![]()
Desiree Brown24 days agoTrustindex verifies that the original source of the review is Google.
The best !! Awesome guy loved working with himPosted on Google![]()
Sarah Marshall34 days agoTrustindex verifies that the original source of the review is Google.
Will Schroeder has been our mortgage broker on two separate occasions and has done a terrific job on both. He went above and beyond his responsibility in helping us through the process as well as locating the best deal possible. He is a pleasure to work with which makes the process less of a chore. I definitely recommend Will to anyone who is looking for a thoughtful and careful broker who looks out for his clients best interests. Alex Innes did a fantastic job of Setting up both our home and apartment . He always answered emails promptly and addressed all concerns. He was a pleasure to work with and given we were locating to another country it was particulary helpful to have someone on hand who we could trust implicitly.Posted on Google![]()
Jason Strohl35 days agoTrustindex verifies that the original source of the review is Google.
Will was wonderful to work with. Not only did he complete all the tedious paperwork quickly, he carefully looked over everything and even gave me options to lower closing costs so I could keep more cash on hand. Not only that, he is an extremely kind and warm individual! We are lucky to have folks like Will in Richmond - he's a fantastic example of what makes this city so great!Posted on Google![]()
Rob Denison42 days agoTrustindex verifies that the original source of the review is Google.
William Schroeder at 804Mortgage is absolutely exceptional. Deeply knowledgable across mortgage products, real estate transactions, and financial consulting, Will answers questions with a genuine mix of information, respect, and humor. When I am trying to weigh the pros/cons, he is the first person I call, and we have used 804Mortgage on multiple occasions.Posted on Google![]()
Amanda Lanyon53 days agoTrustindex verifies that the original source of the review is Google.
Alex and Will were very helpful in the purchase of my very first home. They were very patient and guided me in the right direction from the beginning. Through the process they were very responsive. We are very happy with the services! Definitely would recommend.Posted on Google![]()
Michele Leonard67 days agoTrustindex verifies that the original source of the review is Google.
Will is one of a kind. He actually take time for you and understand what you are looking for in a home. He does his research and send you what you want to see. He has a charming personality and funny. So if you need a Relator he is the guy also Alex a perfect team!!!
Common Questions
Are the mortgage side and the real estate side the same company?
Do I have to finance with 804Mortgage to use the real estate team, or vice versa?
Where is 804Mortgage located?
How do I get started?
Licensed in the Commonwealth of Virginia. Equal Housing Lender. This is not a commitment to lend. Bundle & Save credits are applied as Interested Party Credits and are subject to lender approval and applicable limits.