Areas we serve

One team, from Richmond to Virginia Beach.

We work across Greater Richmond, the I-64 corridor and Hampton Roads to help you buy, sell, and finance your next real estate transaction.

Get pre-approved Talk to an agent

Regions

Greater Richmond, the I-64 corridor, Hampton Roads.

Cities and counties

Licensed across the Commonwealth of Virginia.

Team

Mortgage and real estate, under one roof.

Coverage

Where we work

Three regions, twenty-seven cities and counties. Bundle & Save and the 1.5% listing fee apply in every one of them.

Greater Richmond

Our home market. Richmond City, Henrico, Chesterfield, Hanover and Goochland. Powhatan and Charles City. South of the river, the Tri-Cities: Petersburg, Hopewell, Colonial Heights, Dinwiddie and Prince George.

The I-64 corridor

New Kent, James City County, Williamsburg and York County. People working between Richmond and Hampton Roads often end up looking here.

Hampton Roads

Virginia Beach, Norfolk, Chesapeake, Newport News, Hampton, Suffolk, Portsmouth and Poquoson, plus Gloucester, Isle of Wight and Surry.

Start where you are

BuyingHalf the buyer-agent commission back at closing SellingA 1.5% listing fee, full service FinancingConventional, FHA, VA, jumbo and refinance

Why Local Matters

Neighborhood Pricing Experts

What wins an offer in Church Hill is not what wins one in Short Pump. We price and write from what is actually closing nearby, not from a metro average.

VA loans for our Veterans

Hampton Roads has one of the highest concentrations of veterans and active-duty military in the country. Our founder is a Marine veteran and a VA loan specialist.

From Richmond to Virginia Beach

Selling in Richmond and buying in Virginia Beach is two transactions in two markets. Same team on both, so the two timelines line up instead of working against each other.

Find out what you qualify for

Pre-approval is free and commits you to nothing. It works the same whichever market you are buying in.

Get pre-approved Book a call

Or call (804) 593-0344

Kaleb Mohr

6 days ago

William and Alex were incredible and patient with us throughout the entire home-buying process. As first-time buyers, we learned so much working with them. Alex is extremely knowledgeable and thorough on every property we toured, while Will made the entire mortgage process seamless and helped us get approved for our first home. I would highly recommend going through these guys instead of a traditional bank—they will get you straight and take care of you. It was obvious throughout the entire process that William and Alex genuinely care about their clients more than just making a sale.

Ruth Gordon

8 days ago

I was very impressed with Will Schroder who represented the buyers of my home. He was very professional but also friendly and very professional. Although I only know Will as the buyers representative I would feel comfortable recommending him and his company.

Dave Eshbach

12 days ago

Highly recommend Will and Alex. Some of the best guys around. They helped us buy the house of our dreams... 8 acres.

Desiree Brown

30 days ago

The best !! Awesome guy loved working with him

Sarah Marshall

40 days ago

Will Schroeder has been our mortgage broker on two separate occasions and has done a terrific job on both. He went above and beyond his responsibility in helping us through the process as well as locating the best deal possible. He is a pleasure to work with which makes the process less of a chore. I definitely recommend Will to anyone who is looking for a thoughtful and careful broker who looks out for his clients best interests. Alex Innes did a fantastic job of Setting up both our home and apartment . He always answered emails promptly and addressed all concerns. He was a pleasure to work with and given we were locating to another country it was particulary helpful to have someone on hand who we could trust implicitly.

Jason Strohl

41 days ago

Will was wonderful to work with. Not only did he complete all the tedious paperwork quickly, he carefully looked over everything and even gave me options to lower closing costs so I could keep more cash on hand. Not only that, he is an extremely kind and warm individual! We are lucky to have folks like Will in Richmond - he's a fantastic example of what makes this city so great!

Rob Denison

48 days ago

William Schroeder at 804Mortgage is absolutely exceptional. Deeply knowledgable across mortgage products, real estate transactions, and financial consulting, Will answers questions with a genuine mix of information, respect, and humor. When I am trying to weigh the pros/cons, he is the first person I call, and we have used 804Mortgage on multiple occasions.

Amanda Lanyon

59 days ago

Alex and Will were very helpful in the purchase of my very first home. They were very patient and guided me in the right direction from the beginning. Through the process they were very responsive. We are very happy with the services! Definitely would recommend.

Michele Leonard

73 days ago

Will is one of a kind. He actually take time for you and understand what you are looking for in a home. He does his research and send you what you want to see. He has a charming personality and funny. So if you need a Relator he is the guy also Alex a perfect team!!!

Blaine Helmich

76 days ago

Awesome experience with great people and a much better business model for customers than traditional real estate agencies.