Bundle and Save.

Rebate up to 2% back when using our In-House Buyer’s Agent

Trusted by Your Neighbors

What Makes 804 Different?

🏠Bundled Service

Mortgage + Real Estate in one place saves you thousands

💰Transparent Pricing

Buy a home with 1% real estate fees. Never pay 3% again.

⚡Local & Fast

Richmond-based team. Real answers, real speed.

Bundle and Save with 804Mortgage

FREE Home Purchase Qualifier
FREE Home Purchase Qualifier
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804Mortgage and 804Agents are affiliated businesses under common ownership. This means we may benefit financially when you choose to use both services. You are not required to use both companies in order to receive services from either.

Clients who choose to work with both 804Mortgage and 804Agents may be eligible for promotional savings, including a rebate of up to 50% of the buyer agent’s commission, applied as a credit toward allowable closing costs. All rebates are subject to lender approval, state law, and maximum limits on seller-paid closing costs.

For example, on a $400,000 home purchase where the seller agrees to pay a 3% buyer’s agent commission (equal to $12,000), a buyer using both 804Mortgage and 804Agents may be eligible for a credit of up to $6,000 (50% of the commission) toward closing costs. This credit would be applied at closing and disclosed on the Closing Disclosure. It is not paid in cash.

Actual savings will vary based on the terms of your transaction. Additional restrictions/conditions apply. 804Mortgage reserves the right to modify/cancel this offer at any time. This is not a commitment to lend. Please contact us to learn more about how this program may apply to your specific situation.