Bundle and Save.
Rebate up to 2% back when using our In-House Buyer’s Agent
Trusted by Your Neighbors
Trustindex verifies that the original source of the review is Google. Will is a great broker! Very straightforward about all aspects of the buying process. Willing to go the extra mile to make sure you get what you want. Comes highly recommended! Brigette Borum2025-03-18Trustindex verifies that the original source of the review is Google. Will was amazing to work with! He answered all of our questions, found a great mortgage for us, and had a list of reputable people and companies to work with (including our realtor Ben, who was incredible). Delia Connery2024-11-12Trustindex verifies that the original source of the review is Google. Will is AMAZING!!! After being told "No" from lenders for the past two years, Will found a "YES" & made it happen! I am so thrilled to have found him & would recommend him 100% to anyone looking to purchase or refinance. He is real, straight up, and really wants to HELP people! So rare these days for anyone to go above & beyond, but that's exactly what he did for us! Truly a blessing that came at just the right time! Amy Henderson2024-10-30Trustindex verifies that the original source of the review is Google. We have known Will for over a year and recently engaged him professionally as our mortgage broker. It was evident early on that Will is passionate about what he does and about his clients. He never hesitated to roll up his sleeves or pick up the phone. We were well informed throughout the process and are confident that he helped us obtain the best rate and terms possible. Having Will in our corner throughout the buying process made for a fun and positive experience. Truly a pleasure to know and work with him! Kendall O'Neill2024-10-16Trustindex verifies that the original source of the review is Google. We are so thankful to have found Will! Our home buying process was long and arduous, with the exception of 804 Mortgage! It took us over 3 months to close due to issues with our seller. With very little notice that we would even be closing, we were stuck at an old locked in and very unfavorable interest rate with a different company. We contacted Will and he fixed everything for us. We ended up with a much lower rate and he was able to get everything together so lightning fast, we didnt even delay our closing by switching to him. His positive attitude and attention to detail set him apart. He invests himself in what a huge deal buying a house is and wants the best for his clients. As first time home buyers, its easy to feel taken advantage of in this industry. However, Will stands out by making sure you understand the it's and outside of the process and do not get stuck in a bad situation. He not only saved us money, but made our experience so much better overall. We cannot recommend 804 mortgage enough! Sarah Rogan2024-10-07Trustindex verifies that the original source of the review is Google. My husband and I were blindly moving to a different state with our five children. With a career change we weren't sure if we'd get approved for a loan and Will made it happen. Without even knowing us or being able to meet us in person he kindly held our hand throughout the entire process from securing the loan, arranging home viewings (with his associate Ben) to writing up the offer for the house we wanted. A true man of many hats who saved us thousands of dollars. We could not be more grateful for what he did for us and recommend him a thousand times over. Genevieve Acker2024-08-27Trustindex verifies that the original source of the review is Google. Will sure knows the industry and was always open to answering my questions as we navigated buying our first home. Working with Will meant I didn't need an agent which saved me so much money. Got me a great loan. Pete Gunning2024-07-18Trustindex verifies that the original source of the review is Google. Will helped my wife and I secure a loan for our first home. Incredibly knowledgeable and fast with his help, the process would not have been possible without him. I highly recommend Will for anyone looking for a loan officer. Thanks so much again, Will! Jacob2024-06-18Trustindex verifies that the original source of the review is Google. William is an adept professional and I enjoyed working with him. His many years of experience is clearly demonstrated in how well he handled the challenges during this process. He patiently answered every question (there were many) and helped close the deal despite the obstacles. Thank you William! Thao Pham2023-08-20Trustindex verifies that the original source of the review is Google. Will was amazing to work with! He is very knowledgeable and he helped guide me through the entire process of applying for a home. He uses a very accessible platform to give estimates and breakdown the costs. As a first time home buyer, I was relieved to work with someone who truly met me where I was at, and helped to simplify the process. Will went above and beyond, and I cannot recommend him enough to other folks looking for a new home! Hira Azher2023-04-24
What Makes 804 Different?
🏠Bundled Service
Mortgage + Real Estate in one place saves you thousands
💰Transparent Pricing
Buy a home with 1% real estate fees. Never pay 3% again.
⚡Local & Fast
Richmond-based team. Real answers, real speed.






804Mortgage and 804Agents are affiliated businesses under common ownership. This means we may benefit financially when you choose to use both services. You are not required to use both companies in order to receive services from either.
Clients who choose to work with both 804Mortgage and 804Agents may be eligible for promotional savings, including a rebate of up to 50% of the buyer agent’s commission, applied as a credit toward allowable closing costs. All rebates are subject to lender approval, state law, and maximum limits on seller-paid closing costs.
For example, on a $400,000 home purchase where the seller agrees to pay a 3% buyer’s agent commission (equal to $12,000), a buyer using both 804Mortgage and 804Agents may be eligible for a credit of up to $6,000 (50% of the commission) toward closing costs. This credit would be applied at closing and disclosed on the Closing Disclosure. It is not paid in cash.
Actual savings will vary based on the terms of your transaction. Additional restrictions/conditions apply. 804Mortgage reserves the right to modify/cancel this offer at any time. This is not a commitment to lend. Please contact us to learn more about how this program may apply to your specific situation.