Shift work makes the mortgage process harder than it needs to be. We work around your schedule — and credit you at closing.
*On a $400K home, 3% commission, 50% credited back. Scales with home price. Not a guarantee.
Your mortgage and home search handled by the same people. No miscommunication. No waiting.
Scales up with your purchase price. Applied to closing costs or rate.
We work around 24/48 and 48/96 rotations. Text, call, or email — whenever you're off shift.
Tell us where you want to land and when you're available. We work around your schedule — not the other way around.
Pre-approval and home search run in parallel. One point of contact for everything. No chasing two separate companies.
We schedule closings around your rotation. At closing you receive a credit from our buyer's agent commission — it appears on your closing disclosure.
When your lender and agent are the same team, the efficiency comes back to you as a credit at closing.
Bundle & Save Calculator
Illustration only. Based on 3% buyer's agent commission, 50% credited back. Actual credit varies by home price and loan program. Not a guarantee or loan commitment.
Active career and volunteer personnel across the Richmond metro.
Full-time firefighters at Richmond, Chesterfield, Henrico, Hanover, and surrounding departments.
Emergency medical personnel employed by fire departments, private EMS, or hospital-based services.
Active volunteers with documented service at a Richmond-area company.
Company officers, battalion chiefs, fire marshals, and department administrators.
One conversation. No paperwork. A straight answer on your credit and your buying power.
804Mortgage, LLC (NMLS #1904162) is a licensed mortgage broker in the Commonwealth of Virginia. Real estate services provided by 804 Home Sales Team, licensed under Swell Real Estate Co. Closing credit figures are illustrations only — based on 3% buyer's agent commission, 50% credited back. Actual credit varies by home price, commission rate, and loan program. Not a guarantee or loan commitment. Equal Housing Lender • Equal Housing Opportunity.
