Fall In Love with Your Home Again

  • Love your home even more with the upgrades you deserve.

    • See My Options
    Talk to a Local Expert

    Why Stay and Improve?

    Your Home Still Has More to Give

    Before you think about packing boxes, consider this: your best move might be no move at all. With the right improvements, your home can grow with you — saving you time, money, and heartache.

    🛠️ Expand and Customize — Build the kitchen, office, or extra bedroom you’ve been dreaming about.

    🏡 Skip the Stress of Moving — Avoid the cost, hassle, and emotional toll of uprooting your life.

    💸 Stay Financially Smart — Renovating often costs less than selling and buying again.

    ❤️ Stay Connected — Keep your neighborhood, your friends, and your favorite coffee shop right where they belong.

    A bright, modern kitchen featuring white cabinetry, stainless steel appliances, and minimalist decor.

    Your Financing Options

    We make it easy to finance the improvements that make your house feel more like home – with options built around you.

    🏠 Home Equity Loan

    • Fixed interest rate and steady monthly payments
    • Ideal for major one-time projects like additions, full kitchen remodels, or roof replacements
    • Predictable budgeting from day one

    🏠 HELOC (Home Equity Line of Credit)

    • Flexible access to funds as you need them
    • Only pay interest on what you actually use
    • Perfect for phased upgrades like new flooring, energy-efficient windows, solar panels, or landscaping

    Simple, Straightforward, Stress-Free

    How It Works

    Get Your Free Consultation – Tell us about your goals, dreams, and budget. 

    Explore Your Options – Well walk you through your loan options to find the right one for you.

    Apply with Confidence – No guesswork, just clear guidance from a local expert. 

    Start Building Your Future – Put your plans into action and fall in love with your home all over again

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    Why Homeowners Trust 804Mortgage

    Real experience. Real results.

    10,000+ Transactions​

    Helping homeowners for over two decades

    $2 Billion + Value

    A proven track record

    25+ Years of Experience

    Local experts who get it done right

    Ready to Upgrade Without Changing Your Address?

    Let’s build something better — right where you already are.

    📞 Call Us Now
    📅 Schedule a Free Consultation

    We’re here and ready to help.