Porchella 2026 | Bundle & Save with 804Mortgage

Bellevue Porchella 2026 · April 16

Richmond's best-kept real estate secret lives on your block.

One local team for mortgage, buying, and selling – with programs that put thousands back in your pocket. And less stress.

No pressure. Just neighbors.

Who We Are

One Richmond team. Mortgage + Real Estate.

804Mortgage is the only team in Richmond where your lender and your REALTOR® are literally the same people. That’s not just convenient – it puts real money back in your pocket at closing.

Two Ways We Save You Money

Pick the one that fits – or stack both.

Program 1

Bundle & Save

For first-time homebuyers

Buying your first home is a lot. We make it simpler — your loan officer and your REALTOR® are the same team, so you can actually enjoy the process.

✓On a $400K home: ~$6,000 closing credit
✓On a $500K home: ~$7,500 closing credit
✓Applied to closing costs or rate buydown
✓No gimmick — you get the credits at closing

Learn how Bundle & Save works →

Best Value

Program 2

Triple Play

To buy your next home

Selling and buying at the same time is a big move. We coordinate all three sides so you can focus on what matters — your family, your next chapter, not juggling three separate phone calls.

✓Sell: Full-service listing at just 1.5% (vs. typical 3%)
✓Buy: Half the buyer-agent commission back at closing
✓Finance: Competitive local mortgage, fast pre-approval
✓On a $500K sale + $500K buy: ~$15,000 in combined savings

Learn how the Triple Play works →

What Clients Say

Real Richmond homeowners. Real results.

By the Numbers

What Triple Play Looks Like on a $500K Transaction

Selling one home, buying another – with 804Mortgage

List & sell at 1.5% (vs. typical 3%)$7,500 saved

Bundle & Save credit at closing$7,500 back

Total potential savings$15,000

Estimates based on $500K sale + $500K purchase with 3% commission offered. Credits applied to allowable closing costs. Subject to lender approval. Cannot be received as cash. Actual results vary.

No pressure, neighbor

Grab a coffee and let's talk.

Whether you’re thinking about moving soon or just curious how this works – we’re happy to walk you through it. No commitment, no sales pitch.

804Mortgage, LLC (NMLS #1904162) and 804Mortgage Home Sales Team (operating under Swell Real Estate Co.) are affiliated companies under common ownership. You are NOT required to use both services. Commission credits are funded solely from the real-estate commission paid by the seller and applied to allowable closing costs or rate buydowns, subject to lender approval. Credits cannot be received as cash. Actual savings vary. Licensed in the Commonwealth of Virginia. This is not a commitment to lend.