Sell it. Buy it. Finance it. One Team, One Experience.
Richmond’s only program where your listing agent, buyer’s agent, and mortgage lender are all the same team — with up to 3% in combined savings on your transaction.
Credits applied as Interested Party Credits at closing. Subject to lender approval and applicable limits.
How Triple Play Works
Three Moves. One Team. Maximum Savings.
Triple Play bundles your sale, your purchase, and your mortgage into a single coordinated process — saving you money at every step.
List Your Current Home
1.5% Listing Feevs. the typical 2.5–3% — thousands more in your pocket
Maximum exposure from day one
Local Richmond market expertise
Professional photography, video walkthrough, drone footage & floor plan
Buy Your Next Home
~50% Commission BackExpert buyer’s agent at no cost to you
Applied to closing costs or rate buydown
No scrambling between separate teams
Local agents who know the Richmond market
Your Mortgage, In-House
Competitive Wholesale RatesWe shop the market — you get the best price
Every loan type for every buyer
Stronger offers in a competitive market
Commission credits reduce what you owe at closing
Run the Numbers
See Your Triple Play Savings
Enter your sell price and buy price to estimate your total combined savings.
Triple Play Savings Estimator
How much could you save?
Listing fee savings calculated vs. a 3% listing agent. Buyer commission credit estimated at 50% of a 3% buyer-agent commission; actual amount depends on commission offered by seller. Credits applied as Interested Party Credits at closing; subject to lender approval and applicable limits. Photo/video/drone value is approximate.
The Process
What Triple Play Looks Like, Start to Finish
One conversation kicks everything off. We coordinate the rest.
Book a Free Consultation
We sit down (or hop on a call) and map out your timeline. We’ll price your current home, discuss what you’re looking for in your next home, and get you pre-approved — all in one conversation.
We List Your Home — With the Full Marketing Package
Your listing goes live with professional photography, a video walkthrough, drone footage, and a floor plan — included at no extra charge. We price it right and manage every showing and offer.
We Find You the Right Next Home
Our in-house REALTOR® represents you on the buy side. With your pre-approval already in hand and your agent and lender on the same team, your offers are stronger and your timeline stays on track.
We Finance Your Purchase — and Stack Your Credits
Your mortgage is handled in-house. The buyer-agent commission credit is applied directly on your Closing Disclosure — reducing closing costs or buying down your rate.
Two Closings, One Team, Maximum Savings
When the dust settles, you’ve sold your home for less commission, bought your next home with credits applied, and financed it at wholesale rates — with one local team managing every piece.
Why Triple Play Is Different
Most people use three separate companies to sell, buy, and borrow. We handle all three — and you keep more of the money.
One Team, Zero Hand-Offs
No miscommunication between your agent and your lender. We’re the same people — your sale and purchase timelines are coordinated from day one.
Up to 3% Back in Your Pocket
The listing fee savings and the buyer commission credit combine to a meaningful number — often $10,000–$20,000 depending on your transaction sizes.
Premium Marketing, No Upcharge
Photography, video, drone, and floor plan are included for every Triple Play seller. These cost $1,000–$2,000 with other agents. Not with us.
Faster, Stronger Offers
Your pre-approval is in-house. Your agent knows your finances. That means offers go out faster and sellers take them more seriously.
Local Richmond Expertise
We live and work here. We know the submarkets, the comps, and the sellers’ agents — because we’ve been doing this in Richmond for years.
Veteran-Founded, Community-Focused
Founded by a Marine veteran. We operate with the same discipline, honesty, and commitment to service that defines the people we work with.
Common Questions
Triple Play FAQ
Everything you need to know before you start.
Ready to Run All Three Plays?
Book a free consultation. We’ll price your home, map your timeline, and get you pre-approved — one conversation.
804Mortgage, LLC | NMLS #1904162 | 303 W. Broad Street, Richmond VA 23220 | (804) 461-3343 | hello@804mortgage.com
Real estate services provided by the 804 Home Sales Team, licensed under Swell Real Estate Co., a Virginia licensed brokerage. 804Mortgage, LLC and Swell Real Estate Co. are affiliated entities with common ownership. Use of 804Mortgage for financing is not required as a condition of real estate services. You may shop independently for mortgage services. An Affiliated Business Arrangement Disclosure is available upon request.
Buyer commission credit applied as an Interested Party Credit at closing; subject to lender approval and applicable limits. Cannot be received as cash. Listing fee savings calculated vs. a 3% listing agent commission. Photography/video/drone bonus available exclusively with Triple Play program; scheduling subject to availability. All figures are estimates and not a guarantee of savings.